Payment Gateway

Whether you are an eCommerce platform owner or just maintaining your online presence and you want to offer your customers a safe, quick, and easy-to-use payment system. And it has to be protected from fraud, support a variety of payment methods, be convenient to use, and be compatible with your platform.

And accept electronic payments and can process credit or debit cards, or the merchant uses a payment gateway. Choosing the right payment gateway and determines the currencies you can accept, a transaction fee an how fast money gets in your merchant account, and the payment methods you’ll offer.

What is a payment gateway?

A payment gateway is a service that authorizes and processes payments online and in brick-and-mortar stores, It uses security protocols and encryption to pass the transaction data safely. The data or transferred from websites/applications/mobile devices to payment processors/banks and back.

Payment gateways can execute the following transaction types:

Authorization

A type of transaction is used to check if a customers has enough funds to pay. It doesn’t include the actual money transfer. Instead, during authorization, and a merchant ensures that a cardholder is capable of paying anything for an ordered items. And authorization transactions is used for orders that take time to ship/manufacture.

Capture

The actual processing of a previously authorized payment resulting in funds being sent to the merchant’s account.

Sale

A combination of authorization and capture transactions. A cardholder is first authorized. Then funds may or may not be captured. It’s a regular payment for immediate purchases, like a subscription purchase, or e-tickets.

Refund

The result of a canceled order for which a merchant will have to apply a refund payment processing to return the money.

Void

Similar to refund but can be done if funds were not yet captured.

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Payment Gateway Solutions in Delhi

Payment Gateway

What is a payment gateway?

Authorization

Capture

Sale

Refund

Void

Our Web Development cycle

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